Answers...

to commonly asked questions.

Does iCloud replace Dropbox? no.

I recently switched from Windows to Mac and I'm having major difficulty setting up my local server. Need help w/ XAMPP/MAMP local server

All I need is to develop Wordpress websites on my computer.  Once I've built out the Wordpress theme and added the content, then I package up the site and upload to a remote server on my Dreamhost VPS account.

This morning I found a workaround, but I'm still running into file permission issues. For some reason, my folders keep reverting back to read only.  I've researched for solutions online and I keep seeing suggestions for editing in the terminal… but honestly, I'm not comfortable with making edits.  I'm afraid I will do more harm than good.
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I do do server work for companies in Charlotte usually 15 seats and under.  For larger scale jobs I usually push out to other businesses in the area that are geared for that.  XAMPP is in beta on the mac so you may want to consider other options as well.  You mentioned your home.  Do you have a static IP at your home?
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I do not have a static IP.  All I need is to develop Wordpress websites on my computer.  Once I've built out the Wordpress theme and added the content, then I package up the site and upload to a remote server on my Dreamhost VPS account.

This morning I found a workaround, but I'm still running into file permission issues. For some reason, my folders keep reverting back to read only.  I've researched for solutions online and I keep seeing suggestions for editing in the terminal… but honestly, I'm not comfortable with making edits.  I'm afraid I will do more harm than good.
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Try storing the site's folder on an external hard drive.  That may negate the permissions issue.  (short term fix but may solve the issue).  Also, on the parent folder of the site files in question, get info (command I) on that folder and set the permissions for you to have read/write access then apply to all enclosed items.  That may also solve it.  If that doesn't work, then go one more folder higher and do the same thing.  
This image is a theme.plist hack